The first budget of the new US President Barak Obama is out and he has proposed a massive 750 billion further aid for the ailing US banking system. This only underscores the fears of millions of US investors that the worst numbers from US is yet to come and the current year could see record losses being posted by the US banking system. The US government is trying its best to avoid another major institutional failure like Lehman Brothers inc, that happened last year. But the sub-prime mortgage crisis and also the crashing business cycles are posing major hurdles for the US banking system as a whole.