Many people , especially Indians and Chinese, have the tradition of saving a good part of their earnings for their future generations. That is why you see them slogging it out even during their fifties, wherein they do not even enjoy the small cars and better two wheelers and better homes and better holidays which they can easily afford. They need to realize that life always goes off very quickly, and it is very important that we enjoy a good part of it , before we become physically unfit to enjoy those things.